Mortgage Loan Originator

Bank Iowa in West Des Moines, IA

  • Industry: Financial Services - Banking/Investment/Finance - Others
  • Type: Full Time
position filled
Responsible for originating first mortgage loans and the development of new mortgage business through established referral sources and marketing efforts to increase the Bank's presence and competitiveness with the Bank's target market. Provides friendly, quality customer service and treats customers with resepect and dignity, either in person or on the phone. Develops, fosters and maintains relations with investors, homebuilders, real estate professionals, market representatives and other business development contacts to provide strong sources for loan production. Assist in formalizing and implementing sales strategies and marketing approaches. Solicits first mortgage loans, informs prospective loan clients of the Bank's underwriting guidelines and government regulations. Monitors marketplace and organization sales performance. Personally interviews loan applicants and screen requests based upon Bank's policy. Completes loan application and all pre-processing functions in a timely manner to ensure good faith estimate is mailed within three-day business period. Maintains and monitors pipeline reports to ensure volume and quality are consistent with Bank's goals and objectives, policies and procedures. Researches new legislation, regulations that may affect the Bank's lending policy. Develops and maintain a diverse referral base by establishing an existing and active referral network. Has access to confidential information about customers and accounts. Protects the privacy and confidentiality of customers, other employees, and work. Required Education & Experience Bachelor's degree required, major in business or finance preferred. 3-5 years of residential mortgage loan officer experience is required. Must have a strong understanding of underwriting criteria, residential market guidelines, and the ability to work independently. This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and to obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew the registration on an annual basis, and to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and the Bank's policies and procedures. Additional Qualifications Include Working knowledge of loan documents, previous experience in servicing real estate loans. Ability to operate basic office machines including calculator, copy and fax machines. Computer experience is essential and knowledge of Microsoft Word and Excel is preferred. Must demonstrate excellent organizational and verbal and written communication skills and problem-solving skills. Bank Iowa provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.

You may be interested in these similar jobs!
Commercial Loan Officer
First Montana Bank in Des Moines, IA

First Montana Bank seeks a Commercial Loan Officer in the Bozeman market responsible for originating, servicing, and collecting commercial, consumer …

Read More
Mortgage Loan Originator
Bank Iowa in Altoona, IA

Description Job Purpose Responsible for originating first mortgage loans and the development of new mortgage business through established referral so…

Read More
Home Mortgage Consultant - Inside Sales - New Growth Opportunities Available!
Wells Fargo in Bouton, IA

Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload yo…

Read More
Mortgage Sales Assoc (SAFE) - Home Mortgage Assistant
Wells Fargo in Bondurant, IA

Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your…

Read More
Experienced Mortgage Loan Originator
IBC Bank in Des Moines, IA

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth …

Read More
Mortgage Loan Originator
IBC Bank in Des Moines, IA

BC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth a…

Read More
Consumer Ln Underwtr (SAFE) 2
Wells Fargo in Des Moines, IA

Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload you…

Read More
Mortgage Consultant (SAFE)
Wells Fargo in Cambridge, IA

Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your…

Read More
Inbound Mortgage Customer Service Specialist
Wells Fargo in Johnston, IA

Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your…

Read More
Undergraduate Internship- Portfolio/Relationship Management Internship (Des Moines)
U.S. Bank in Des Moines, IA

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we?r…

Read More