• Provident Bank
  • Iselin , NJ
  • Financial Services - Banking/Investment/Finance
  • Full-Time
  • 115 Elmhurst Ave


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Iselin, NJ

Provident Bank, a multi billion dollar bank with branches in New Jersey and Eastern Pennsylvania, is seeking an experienced Bank Associate IV for its branch in Iselin, New Jersey. Qualified candidate must possess excellent customer service and sales skills. Prior platform experience preferred.

Starting salary for this position will range from $33,300 to approximately $45,800 based on qualifications and exprience.

POSITION SUMMARY

The Bank Associate IV plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience. The incumbent should have a thorough understanding of our core culture of the \"attraction, expansion, and retention\" of client relationships.

This individual will provide high-level service to clients while greeting customers, performing customer needs assessment (profiling), opening accounts, cross selling, tele-consulting, developing relationships, and servicing accounts and acting as lobby manager. Researches and resolves account issues or customer inquiries. Promotes organizational products and services by referring current or prospective customers to other departments within the organization. May need to process financial transactions at the teller window on occasion.

This position will focus on managing a book-of-business that is comprised of high value customers with the management objectives being retention and relationship development. Serves as a relationship manager to actively refer and coordinate specialist support from lending, investment, and trust specialists. This individual should require minimal supervision and provide flexibility of coverage for the Branch by supplementing general platform sales and service responsibilities as required

MAJOR JOB RESPONSIBILITIES

The Bank Associate's duties and responsibilities listed below are categorized into general 3 areas - Sales, Service and Operations.

Sales:

Meet customer sales referrals and cross-selling goals; knows the features and benefits of all products and services to satisfy the needs of the customers


Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services


Actively refers clients for commercial business to branch manager

Exceed client expectations through active engagement, commitment and dedication to servicing and building customer relationships

Advance the Bank's Corporate Sales Program through the consultative profiling of clients to develop new relationships and build upon existing ones and is responsible for managing and growing a book-of-business.

Service:

Direct clients and identify opportunities through lobby management. Assist clients with branch technology and provide referrals to other lines of business

Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards

Supplements general platform sales and service responsibilities as required

Operations:

Ensures operational and financial safety and soundness

Leverages Lobby management as a tool for managing risk

Establishes customer identity according to established guidelines and adheres to all other compliance procedures

Assist Branch Management with Branch operations as needed

Opening, closing, and supervising the servicing of the branch in the absence of Branch Management

Assisting other Bank Associates with more complex transactions including transactions that may require supervisor overrides

Limit, approval, and discretionary authorities consistent with that of Branch Management

May perform other duties as requested.

SUPERVISORY RESPONSIBILITIES

None

SKILLS

Excellent interpersonal skills, including listening, written and verbal communication

Ability to work with a wide variety of personalities in a courteous and professional manner

Solid math and analytical skills

Ability to understand and follow safety and security practices

Strong relationship building skills

Proven ability to build relationships through consultative conversations and to identify customer needs and translate those needs to sales opportunities

Strong customer service/advocacy skills

Good organizational and time management skills

Good PC skills; and the ability to quickly learn other computer programs, including Microsoft office

EDUCATION

High school diploma or GED

WORK EXPERIENCE

2 - 4 years in a retail sales/service experience

Banking experience preferred

LICENSES AND/OR CERTIFICATES

Licenses and Certifications Expiration Date

None

WORKING CONDITIONS

Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed.

HAZARDS

Those present in a retail-banking establishment. In the course of working with customers, the employee may encounter abusive, aggressive or unpredicted threatening behavior. Must observe safety and security practices at the Branch.

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Associated topics: associate director, chief financial officer, chief investment officer, controller, director finance, operational manager, president finance, senior director, supply, vice president

* The salary listed in the header is an estimate based on salary data for similar jobs in the same area. Salary or compensation data found in the job description is accurate.

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